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> This is basically theft where there is no risk for the thief.

Sure, my point is just that the difference isn't in legality or possibility for recourse, but in the probability of successful enforcement of the law. The problem isn't so much that the thief is in another country, even if he lives next door to you, it's impractically hard to track him down unless he makes a mistake.



He does still need to withdraw funds though, which might be a problem nowadays (with KYC). Or are there still anonymous ways to withdraw funds?


You can exchange for Monero to gain anonymity, and there will always be a way if you're willing to pay for it. 80% of a few millions is still a good sum.




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