Design docs are great for some things. In particular they are good places to document interfaces and contracts for those. However, for interfaces it would be better to have architecture documents instead of design docs, with design docs really being internal details.
Of course, few companies make this distinction between architecture and design, so in practice design docs are a mix of architecture and design.
When you need buy-in from others outside your team, you probably need a design doc. Even when you don't, if the design is not trivial then a design doc will help your successors understand what you were up to.
I'm a bit shocked that this comment got flagged and went dead -- it might or might not be correct in its claims, but flagging it seems ridiculous to me.
In principle you need a banking license in order to create money, so not "anybody" can create money. For example, I can't, and neither can you (unless you're a bank, which I suspect you're not_.
Not necessarily, could also be IOU, but usually today its the local money from a state/gov - you could also sign up for working for "1 liter of milk,3 potatoes etc."
His point is that vendor loans are a way to get around the banking license restriction. Of course this only works between two entities, not a general customer base. They get around that problem by pumping their valuation on the stock market where anyone can join.
Load bearing, heavy lifting... Your comment wasn't LLM-written, either. I think we're starting to see LLMisms infect human writing. I might try to start speaking like this and see if anyone notices. It could be a good gag.
I say "doing a lot of heavy lifting" all the time. I have heard people use load-bearing though it's less common. Other than habit I don't see any real advantage to the version I use over load-bearing.
Of course, few companies make this distinction between architecture and design, so in practice design docs are a mix of architecture and design.
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